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Exclusive FeaturesExtremely high credit limit, 24/7 Concierge Service, Lower finance charge.Accepted in over 42 million MasterCard and Visa merchants, worldwide.Enroll in the Femme Road side Asistance and Personal Accident Insurance Program and get Insurance Coverage of up to php. 200,000 maximum benefit for just php.500 per year.Family Rewards; ready cash for the family.Easy rewards points accumulation and conversion for spends in Robinsons retail establishments and Cebu Pacific.Lowest finance charge at 2.49% per month.Enhance your drive with the country’s first complete motorist card
EligibilityFor inquiries, please call: (632) 8-700-707Minimum gross annual income of:

Classic: Php180,000

Gold: Php480,000
Minimum gross annual income of: Php180,000Minimum gross annual income of:

Classic: Php180,000

Gold: Php480,000
Minimum gross annual income of:

Classic: Php180,000

Gold: Php480,000
Minimum gross annual income of: Php200,000Minimum gross annual income of: Php180,000
Annual FeesPhp3,500Classic: Php1,500

Gold: Php2,500
Php1,600Classic: Php1,500

Gold: Php2,500
Classic: Php1,500

Gold: Php2,500
Php1,400Php2,000
Supple-
mentary Annual Fees
Php1,750Classic: Php800

Gold: Php1,500
Php900Classic: Php900

Gold: Php1,500
Classic: Php900

Gold: Php1,500
Php800Php1,000
Waived Annual fee for the first year?YesYesYesYesYesNoYes
Finance charge2.75% monthly3.5% monthly3.5% monthly3.5% monthly3.5% monthly2.49% monthly3.5% monthly
Rewards program?1 point = Php201 point = Php201 point = Php201 point = Php201 point = Php200N/A1 point = Php20
Card Replace-
ment fee
Php400Php400Php400Php400Php400Php400Php400
Late charge7.5% of the minimum amount due of the previous month's statement less any payments or Php500, whichever is higherClassic: 7.5% of the minimum amount due of the previous month's statement less any payments or Php600, whichever is higher

Gold: 7.5% of the minimum amount due of the previous month's statement less any payments or Php500, whichever is higher
7.5% of the minimum amount due of the previous month's statement less any payments or Php600, whichever is higherClassic: 7.5% of the minimum amount due of the previous month's statement less any payments or Php600, whichever is higher

Gold: 7.5% of the minimum amount due of the previous month's statement less any payments or Php500, whichever is higher
Classic: 7.5% of the minimum amount due of the previous month's statement less any payments or Php600, whichever is higher

Gold: 7.5% of the minimum amount due of the previous month's statement less any payments or Php500, whichever is higher
7.5% of the minimum amount due of the previous month's statement less any payments or Php700, whichever is higher7.5% of the minimum amount due of the previous month's statement less any payments or Php600, whichever is higher
Overlimit feePhp500 per occurrencePhp500 per occurrencePhp500 per occurrencePhp500 per occurrencePhp500 per occurrencePhp700 per occurrencePhp500 per occurrence
Cash Advance feePhp500 or 3% whichever is higherPhp500 or 3% whichever is higherPhp500 or 3% whichever is higherPhp500 or 3% whichever is higherPhp500 or 3% whichever is higherPhp500 or 3% whichever is higherPhp500 or 3% whichever is higher
Installment pre-
termination fee
3% of installment balance or Php500 whichever is higher3% of installment balance or Php500 whichever is higher3% of installment balance or Php500 whichever is higher3% of installment balance or Php500 whichever is higher3% of installment balance or Php500 whichever is higher3% of installment balance or Php500 whichever is higher3% of installment balance or Php500 whichever is higher
Returned check feePhp1,000Php1,000Php1,000Php1,000Php1,000Php1,000Php1,000
Document Retrieval feePhp300 charge for invoice retrieval of retail / merchant installment transactionsPhp300 charge for invoice retrieval of retail / merchant installment transactionsPhp300 charge for invoice retrieval of retail / merchant installment transactionsPhp300 charge for invoice retrieval of retail / merchant installment transactionsPhp300 charge for invoice retrieval of retail / merchant installment transactionsPhp300 charge for invoice retrieval of retail / merchant installment transactionsPhp300 charge for invoice retrieval of retail / merchant installment transactions
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