Metrobank Credit Card Rates and Fees
| Credit Card Type | Table of Annual Fees | |
|---|---|---|
| Primary | Supplementary | |
| Metrobank Titanium Mastercard | PHP 2,500 (waived on 1st Year) | PHP 1,500 (waived on 1st Year) |
| Metrobank Rewards Plus Visa | PHP 2,500 (waived on 1st Year) | PHP 1,500 (waived on 1st Year) |
| Metrobank Toyota Mastercard | PHP 2,500 (waived on 1st Year) | PHP 1,250 (waived on 1st Year) |
| Metrobank Cashback Visa | PHP 3,500 (waived on 1st Year) | PHP 1,750 (waived on 1st Year) |
| Metrobank Platinum Mastercard | PHP 5,000 waived on 1st Year) | PHP 2,500 (FREE for life on the 1st Supplementary) |
| Metrobank Travel Platinum Visa | PHP 5,000 (waived on 1st Year) | PHP 2,500 (FREE for life on the 1st Supplementary) |
| Metrobank World Mastercard | PHP 6,000 (waived on 1st Year) | PHP 3,000 (FREE for life on the first two Supplementary) |
| PSBank Credit Mastercard | Perpetually Waived | Perpetually Waived |
Update as of 22 August 2023
| Statement and Certification Fees | Metrobank Cashback Card, Toyota Card, Metrobank Mfree Card, Metrobank Rewards Plus Card, Metrobank Titanium Card, PSBank Credit Mastercard |
Metrobank World Card, Metrobank Travel Platinum Card, Metrobank Platinum Card |
|---|---|---|
| STATEMENT REPRINTING FEE | PHP 100 per request for reprinting and delivery of monthly statement | Not Applicable |
| BANK CERTIFICATION FEE | PHP 100 per copy and delivery of the bank certificate | Not Applicable |
| Types of Fees and Charges | Metrobank Cashback Card,Toyota Card, Metrobank Mfree Card, Metrobank Rewards Plus Card, Metrobank Titanium Card, Metrobank World Card, Metrobank Travel Platinum Card, Metrobank Platinum Card, PSBank Credit Mastercard |
|---|---|
| RETAIL MONTHLY INTEREST RATE / FINANCE CHARGE | 3% Monthly Interest Rate or 36% Annually |
| CASH ADVANCE MONTHLY INTEREST RATE | 3% Monthly Interest Rate to be computed from the date when cash advance was availed |
| CARD REPLACEMENT FEE | PHP 400 for every card replacement |
| MINIMUM AMOUNT DUE | PHP850 or 3% of total amount due, whichever is higher |
| LATE CHARGE | PHP 1,000 or Unpaid Minimum Amount Due (MAD), whichever is lower |
| OVERLIMIT FEE | PHP 750 per occurrence |
| CASH ADVANCE FEE | PHP 200 per transaction regardless of the cash advance amount |
| INSTALLMENT PRE-TERMINATION FEE | 5% of the remaining principal balance or PHP 550 whichever is higher |
| ACCOUNT MAINTENANCE FEE | PHP 200 or an amount equivalent to the credit balance, whichever is lower, will be charged monthly to accounts with overpayments that are closed or active accounts that have no activity for the past 12 months until the credit balance is zeroed out. |
| GAMING SERVICES TRANSACTION FEE | 5% of the amount transacted |
| REFUND FEE | 1% of the refund amount or PHP1 00, whichever is higher, for every refund request |
| INSTALLMENT PROCESSING FEE | PHP350 will be charged for every approved Cash2Go* or Balance Transfer |
| RETURNED CHECK FEE | PHP 1,500 for every returned check |
| RETURNED DOCUMENT FEE | PHP 300 |
| FOREIGN EXCHANGE TRANSACTION | All charges, advances or amounts in currencies other than Philippine Peso (Php) shall be converted to PHP. Transactions in US Dollar, HongKong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, Canadian Dollar, Chinese Yuan, Swiss Francs, and Danish Kroner shall be converted using the foreign exchange selling rate of Metrobank on transaction posting date. Indicative rates are published on www.metrobankcard.com. Transactions denominated in currencies other than the aforementioned will be converted |
*not applicable to PSBank Credit Mastercard
Update as of April 15, 2024
