| Cards |
Robinsons Mastercard
|
Toyota Mastercard
|
Metrobank Dollar Mastercard
|
Metrobank M Lite Mastercard
|
Metrobank Gold Card
|
Metrobank Classic Card
|
Metrobank Femme-ICanServe Visa
|
Metrobank Femme Visa
|
Metrobank World Mastercard
|
Metrobank Femme Signature Visa
|
Metrobank Travel Platinum Visa
|
Metrobank Platinum Peso Mastercard
|
Metrobank M Free Mastercard
|
Metrobank ON Internet Mastercard
|
PSBank Credit Mastercard
|
The Bistro Group Visa
|
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| Exclusive Features | Gives you Shopping Points, rewards, rebates and discounts to complete your shopping experience. | Enhance your drive with the country's first complete motorist card. | Get billed and pay in US Dollars. Free travel insurance when used to buy your airline ticket. | Lowest finance charge at 2.49% per month. | Accepted in over 42 million Mastercard and Visa merchants, worldwide. | Accepted in over 42 million Mastercard and Visa merchants, worldwide. | Lets you donate to ICanServe Foundation Inc. in support of their programs that provide hope and help to women at risk for or living with breast cancer. | Experience the perks and privileges you deserve with Metrobank Femme Visa. | Exclusive privileges and 24/7 Concierge Service. | A most exclusive and rewarding experience. You've got to own it. | Make your firsts last. | Exclusive privileges and 24/7 Concierge Service. | Perpetual waiver of annual fee for both Principal and Supplementary members. | Online Security Online Security Paperless Statements ON Rewards Program | No annual fee for life. Simple lang. | A credit card for every taste and preference. |
| Eligibility |
Minimum gross annual income of: Classic: PHP180,000 Gold: PHP480,000 |
Minimum gross annual income of: PHP180,000 | Minimum gross annual of: PHP600,000 | Minimum gross annual income of: PHP200,000 | Minimum gross annual income of: PHP480,000 | Minimum gross annual income of: PHP180,000 | Minimum gross annual income of: PHP180,000 | Minimum gross annual income of: PHP180,000 | Minimum gross annual of: PHP4,000,000 | Minimum gross annual of: PHP800,000 | Minimum gross annual of: PHP800,000 | Minimum gross annual of: PHP700,000 | Minimum gross annual income of: PHP180,000 | Minimum gross annual income of: PHP180,000 | Minimum gross annual income of: PHP180,000 | Minimum gross annual income of: PHP480,000 |
| Annual fees |
Classic: PHP2,000 Gold: PHP3,000 |
PHP2,500 | USD80 | PHP1,500 (charged on the 2nd month) | PHP2,500 | PHP1,500 | PHP2,000 | PHP2,000 | PHP6,000 | PHP4,500 | PHP5,000 | PHP4,500 | Perpetually waived | PHP500 | Perpetually waived | PHP2,500 |
| Supplementary Annual Fees |
Classic: PHP1,000 Gold: PHP1,500 |
PHP1,250 | USD40 | PHP800 (charged on the 2nd month) | PHP1,500 | PHP800 | PHP1,000 | PHP1,000 | PHP3,000 (First two supplementary cards are perpetually waived) | PHP2,250 (First supplementary is perpetually waived) | PHP2,500 (First supplementary is perpetually waived) | PHP2,250 (First supplementary is perpetually waived) | Perpetually waived | PHP250 | Perpetually waived | PHP1,500 |
| Waived Annual Fee For The first Year | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Retail Monthly Prevailing Interest Rate | 3.50% monthly | 3.50% monthly | 3.50% monthly | 2.49% monthly | 3.50% monthly | 3.50% monthly | 3.50% monthly | 3.50% monthly | 3.50% monthly | 3.50% monthly | 3.50% monthly | 3.50% monthly | 3.50% monthly | 3.50% monthly | 3.50% monthly | 3.50% monthly |
| Cash Advance Monthly Prevailing Interest Rate | 3.75% monthly | 3.75% monthly | 3.75% monthly | 2.79% monthly | 3.75% monthly | 3.75% monthly | 3.75% monthly | 3.75% monthly | 3.75% monthly | 3.75% monthly | 3.75% monthly | 3.75% monthly | 3.75% monthly | Not Applicable | 3.75% monthly | 3.75% monthly |
| Finance charge | 3.5% Monthly | 3.5% Monthly | 3.5% Monthly | 2.49% Monthly | 3.5% Monthly | 3.5% Monthly | 3.5% Monthly | 3.5% Monthly | 3.5% Monthly | 3.5% Monthly | 3.5% Monthly | 3.5% Monthly | 3.5% Monthly | 3.5% Monthly | 3.5% monthly | 3.5% monthly |
| Rewards Program | 1 point = PHP200 | 1 point = PHP20 | Not Applicable | Not Applicable | 1 Point = PHP20 | 1 Point = PHP20 | 1 point = PHP20 | 1 point = PHP20 | 1 Point = PHP20 | 1 Point = PHP20 | 1 Point = PHP20 | 1 point = PHP20 | Not Applicable | 1 point = PHP20 | Not Applicable | 1 point = PHP20 |
| Card replacement fee | PHP400 | PHP400 | USD10 | PHP400 | PHP400 | PHP400 | PHP400 | PHP400 | PHP400 | PHP400 | PHP400 | PHP400 | PHP400 | PHP400 | PHP400 | PHP400 |
| Late charge | PHP850 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP850 or Unpaid Minimum Amount Due (MAD), whichever is lower | USD16 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP850 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP850 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP850 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP850 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP850 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP850 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP850 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP850 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP850 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP850 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP850 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP850 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP850 or Unpaid Minimum Amount Due (MAD), whichever is lower |
| Overlimit charge | PHP500 per occurrence | PHP500 per occurrence | USD10 per occurrence | PHP700 Per occurrence | PHP500 per occurrence | PHP500 per occurrence | PHP500 Per Occurrence | PHP500 per occurrence | PHP500 per occurrence | PHP500 per occurrence | PHP500 per occurrence | PHP500 per occurrence | PHP700 per occurrence | PHP500 per occurence | PHP700 per occurrence | PHP500 per occurrence |
| Retail Monthly Effective Interest Rate | 3.54% based on actual calendar days | 3.54% based on actual calendar days | 3.54% based on actual calendar days | 2.78% based on actual calendar days | 3.54% based on actual calendar days | 3.54% based on actual calendar days | 3.54% based on actual calendar days | 3.54% based on actual calendar days | 3.54% based on actual calendar days | 3.54% based on actual calendar days | 3.54% based on actual calendar days | 3.54% based on actual calendar days | 3.54% based on actual calendar days | 3.54% based on actual calendar days | 3.54% based on actual calendar days | 3.54% based on actual calendar days |
| Cash Advance Monthly Effective Interest Rate | 3.96% based on actual calendar days and Cash Advance Fee | 3.96% based on actual calendar days and Cash Advance Fee | 3.97% based on actual calendar days and Cash Advance Fee | 3.71% based on actual calendar days and Cash Advance Fee | 3.96% based on actual calendar days and Cash Advance Fee | 3.96% based on calendar days and Cash Advance Fee | 3.96% based on actual calendar days and Cash Advance Fee | 3.96% based on actual calendar days and Cash Advance Fee | 3.96% based on actual calendar days and Cash Advance Fee | 3.96% based on actual calendar days and Cash Advance Fee | 3.96% based on actual calendar days and Cash Advance Fee | 3.96% based on actual calendar days and Cash Advance Fee | 3.96% based on actual calendar days and Cash Advance Fee | Not Applicable | 3.96% based on actual calenday days and Cash Advance Fee | 3.96% based on actual calenday days and Cash Advance Fee |
| Cash advance fee | PHP600 or 3% of the cash amount availed, whichever is higher. Additional PHP500 if transacted over-the-counter | PHP600 or 3% of the cash amount availed, whichever is higher. Additional PHP500 if transacted over-the-counter | USD12 or 3% of the cash amount availed, whichever is higher. Additional USD10 if transacted over-the-counter | PHP600 or 3% of the cash amount availed, whichever is higher. Additional PHP500 if transacted over-the-counter | PHP600 or 3% of the cash amount availed, whichever is higher. Additional PHP500 if transacted over-the-counter | PHP600 or 3% of the cash amount availed, whichever is higher. Additional PHP500 if transacted over-the-counter | PHP600 or 3% of the cash amount availed, whichever is higher. Additional PHP500 if transacted over-the-counter | PHP600 or 3% of the cash amount availed, whichever is higher. Additional PHP500 if transacted over-the-counter | PHP600 or 3% of the cash amount availed, whichever is higher. Additional PHP500 if transacted over-the-counter | PHP600 or 3% of the cash amount availed, whichever is higher. Additional PHP500 if transacted over-the-counter | PHP600 or 3% of the cash amount availed, whichever is higher. Additional PHP500 if transacted over-the-counter | PHP600 or 3% of the cash amount availed, whichever is higher. Additional PHP500 if transacted over-the-counter | PHP600 or 3% of the cash amount availed, whichever is higher. Additional PHP500 if transacted over-the-counter | Not Applicable | PHP600 or 3% of the cash amount availed, whichever is higher. Additional PHP500 if transacted over-the-counter | PHP600 or 3% of the cash amount availed, whichever is higher. Additional PHP500 if transacted over-the-counter |
| installment pre-termination fee | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher | Not Applicable | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher | Not Applicable | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher |
| Account Maintenance Fee | PHP200 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months | PHP200 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months | USD4 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months. | PHP200 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months | PHP200 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months | PHP200 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months. | PHP200 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months | PHP200 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months | PHP200 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months | PHP200 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months. | PHP200 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months. | PHP200 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months | PHP200 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months | PHP200 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months | PHP200 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months | PHP200 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months |
| Gaming Services Transaction Fee | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted |
| Refund Fee | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or USD2, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request |
| Picture Card Fee | Not Applicable | Not Applicable | Not Applicable | First request for DesignMyCard is free. PHP150 for succeeding card replacement request. | First request for DesignMyCard is free. PHP150 for succeeding card replacement request. | First request for DesignMyCard is free. PHP150 for succeeding card replacement request. | Not Applicable | First request for DesignMyCard is free. PHP150 for succeeding card replacement request. | Not Applicable | Not Applicable | Not Applicable | First request for DesignMyCard is free. PHP150 for succeeding card replacement request. | First request for DesignMyCard is free. PHP150 for succeeding card replacement request. | Not Applicable | Not Applicable | First request for DesignMyCard is free. PHP150 for succeeding card replacement request. |
| Statement Reprinting Fee | PHP100 per request for reprinting and delivery of monthly statement | PHP100 per request for reprinting and delivery of monthly statement | Not Applicable | PHP100 per request for reprinting and delivery of monthly statement | PHP100 per request for reprinting and delivery of monthly statement | PHP100 per request for reprinting and delivery of monthly statement | PHP100 per request for reprinting and delivery of monthly statement | PHP100 per request for reprinting and delivery of monthly statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | PHP100 per request for reprinting and delivery of monthly statement | PHP100 per request for printing and delivery of monthly statement | PHP100 per request for printing and delivery of monthly statement | PHP100 per request for printing and delivery of monthly statement |
| Cash2Go Processing Fee | P125 will be charged for every approved Cash2Go transaction | P125 will be charged for every approved Cash2Go transaction | Not Applicable | P125 will be charged for every approved Cash2Go transaction | P125 will be charged for every approved Cash2Go transaction | P125 will be charged for every approved Cash2Go transaction | P125 will be charged for every approved Cash2Go transaction | P125 will be charged for every approved Cash2Go transaction | P125 will be charged for every approved Cash2Go transaction | P125 will be charged for every approved Cash2Go transaction | P125 will be charged for every approved Cash2Go transaction | P125 will be charged for every approved Cash2Go transaction | P125 will be charged for every approved Cash2Go transaction | Not Applicable | Not Applicable | P125 will be charged for every approved Cash2Go transaction |
| Balance Conversion Processing Fee | PHP100 will be charged for every Balance Conversion transaction | PHP100 will be charged for every Balance Conversion transaction | Not Applicable | PHP100 will be charged for every Balance Conversion transaction | PHP100 will be charged for every Balance Conversion transaction | PHP100 will be charged for every Balance Conversion transaction | PHP100 will be charged for every Balance Conversion transaction | PHP100 will be charged for every Balance Conversion transaction | PHP100 will be charged for every Balance Conversion transaction | PHP100 will be charged for every Balance Conversion transaction | PHP100 will be charged for every Balance Conversion transaction | PHP100 will be charged for every Balance Conversion transaction | PHP100 will be charged for every Balance Conversion transaction | Not Applicable | PHP100 will be charged for every Balance Conversion transaction | PHP100 will be charged for every Balance Conversion transaction |
| Foreign Exchange Transaction | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances or amounts in currencies other than US Dollar (USD) shall be converted to USD based on Mastercard's currency conversion rate at the time of posting and charged Mastercard’s assessment fee plus 1% processing fee or service fees. The processing or service fee shall likewise apply to transactions involving foreign currencies converted to USD at point of sale, whether executed in the Philippines, abroad or online and shall cover assessment fee and such other costs incurred or necessary to discharge the amount(s) due Mastercard or the acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. |
| returned check fee | PHP1,500 for every returned check | PHP1,500 | Not Applicable | PHP1,500 | PHP1,500 | PHP1,500 for every returned check | PHP1,500 | PHP1,500 | PHP1,500 | PHP1,500 | PHP1,500 | PHP1,500 | PHP1,500 | PHP1,500 | PHP1,500 | PHP1,500 |
| returned document fee | PHP300 | PHP300 | USD6 | PHP300 | PHP300 | PHP300 | PHP300 | PHP300 | PHP300 | PHP300 | PHP300 | PHP300 | PHP300 | PHP300 | PHP300 | PHP300 |
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