| Cards |
Cashback Visa
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Titanium Mastercard
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Toyota Mastercard
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Metrobank Dollar Mastercard
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Metrobank M Lite Mastercard
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Metrobank Rewards Plus Visa
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Metrobank Femme Visa
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Metrobank World Mastercard
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Metrobank Femme Signature Visa
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Metrobank Travel Platinum Visa
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Metrobank Platinum Mastercard
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Metrobank M Free Mastercard
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Metrobank ON Virtual Mastercard
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PSBank Credit Mastercard
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NCCC Mastercard
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| Exclusive Features | Up to 5% rebate on groceries, telecoms, school and bookstore spend | Find yourself in your element | Enhance your drive with the country's first complete motorist card. | Get billed and pay in US Dollars. | Shop with your MLite Mastercard and choose from convenient payment facilities. | The most rewarding feeling you can get in a credit card | Experience the perks and privileges you deserve with Metrobank Femme Visa. | Exclusive dining deals and travel experiences. | A most exclusive and rewarding experience. You've got to own it. | The fast way to earn miles. | Exclusive shopping and dining deals. | Perpetual waiver of annual fee for both Principal and Supplementary members. | Your key to secure online shopping. | No annual fee for life. Simple lang. | Get rewarded for all your spending and convert your rewards points to your NCCC Loyalty Card. |
| Eligibility | Minimum gross annual income of: PHP350,000 | Minimum gross annual income of: PHP350,000 | Minimum gross annual income of: PHP180,000 | Minimum gross annual of: PHP600,000 | Minimum gross annual income of: PHP200,000 | Minimum gross annual income of: PHP350,000 | Minimum gross annual income of: PHP180,000 | Minimum gross annual of: PHP4,000,000 | Minimum gross annual of: PHP700,000 | Minimum gross annual of: PHP700,000 | Minimum gross annual of: PHP700,000 | Minimum gross annual income of: PHP180,000 | Minimum gross annual income of: PHP180,000 | Minimum gross annual income of: PHP180,000 | Minimum gross annual income of: PHP180,000 |
| Annual fees | PHP3,500 | PHP2,500 | PHP2,500 | USD80 | PHP1,500 (charged on the 2nd month) | PHP2,500 | PHP2,000 | PHP6,000 | PHP5,000 | PHP5,000 | PHP5,000 | Perpetually waived | PHP500 | Perpetually waived | PHP1,500 |
| Supplementary Annual Fees | PHP1,750 | PHP1,500 | PHP1,250 | USD40 | PHP800 (charged on the 2nd month) | PHP1,500 | PHP1,000 | PHP3,000 (First two supplementary cards are perpetually waived) | PHP2,500 (First supplementary is perpetually waived) | PHP2,500 (First supplementary is perpetually waived) | PHP2,500 (First supplementary is perpetually waived) | Perpetually waived | PHP250 | Perpetually waived | PHP800 |
| Waived Annual Fee For The first Year | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Retail | 2% monthly | 2% monthly | 2% monthly | 2% monthly | 2.49% monthly | 2% monthly | 2% monthly | 2% monthly | 2% monthly | 2% monthly | 2% monthly | 2% monthly | 2% monthly | 2% monthly | 2% monthly |
| Cash Advance Monthly Prevailing Interest Rate | 2% monthly | 2% monthly | 2% monthly | 2% monthly | 2.79% monthly | 2% monthly | 2% monthly | 2% monthly | 2% monthly | 2% monthly | 2% monthly | 2% monthly | Not Applicable | 2% monthly | 2% monthly |
| Retail Monthly Interest Rate / Finance Charge | 3% Monthly Interest Rate or 36% Annually | 3% Monthly Interest Rate or 36% Annually | 3% Monthly Interest Rate or 36% Annually | 3% Monthly Interest Rate or 36% Annually | 2.49% Monthly interest rate or 30% annually | 3% Monthly Interest Rate or 36% Annually | 3% Monthly Interest Rate or 36% Annually | 3% Monthly Interest Rate or 36% Annually | 3% Monthly Interest Rate or 36% Annually | 3% Monthly Interest Rate or 36% Annually | 3% Monthly Interest Rate or 36% Annually | 3% Monthly Interest Rate or 36% Annually | 3% Monthly Interest Rate or 36% Annually | 3% Monthly Interest Rate or 36% Annually | 3% Monthly Interest Rate or 36% Annually |
| Cash Advance Monthly Interest Rate | 3% Monthly Interest Rate to be computed from the date when cash advance was availed | 3% Monthly Interest Rate to be computed from the date when cash advance was availed | 3% Monthly Interest Rate to be computed from the date when cash advance was availed | 3% Monthly Interest Rate to be computed from the date when cash advance was availed | 2.79% Monthly Interest Rate to be computed from the date when cash advance was availed | 3% Monthly Interest Rate to be computed from the date when cash advance was availed | 3% Monthly Interest Rate to be computed from the date when cash advance was availed | 3% Monthly Interest Rate to be computed from the date when cash advance was availed | 3% Monthly Interest Rate to be computed from the date when cash advance was availed | 3% Monthly Interest Rate to be computed from the date when cash advance was availed | 3% Monthly Interest Rate to be computed from the date when cash advance was availed | 3% Monthly Interest Rate to be computed from the date when cash advance was availed | Not Applicable | 3% Monthly Interest Rate to be computed from the date when cash advance was availed | 3% Monthly Interest Rate to be computed from the date when cash advance was availed |
| Rewards Program | Not Applicable | 1 point = PHP20 Earn 2x Rewards Points on dining, department store, and online spend. | 1 point = PHP20 Earn 2x Rewards Points for every P20 spend at preferred Toyota dealer | Not Applicable | Not Applicable | 1 point = PHP 20 Earn 2x Rewards Points on electronics & gadgets, telecoms, transportation and all online spend | 1 point = PHP20 | 1 point = PHP 20 Earn 2x Rewards Points on international transactions | 1 point = PHP20 Earn 3x Rewards Points for hotel accommodations, hospital bills, salons, spas and all overseas spend | 1 point = PHP20 Earn 3x Rewards Points on airlines, hotel accommodations, and all overseas spend. Spend to air mile conversion is at Php17 = 1 mile | 1 point = PHP20 | Not Applicable | 1 point = PHP20 | Not Applicable | 1 point = PHP20 |
| Card replacement fee | PHP400 | PHP400 | PHP400 | USD10 | PHP400 | PHP400 | PHP400 | PHP400 | PHP400 | PHP400 | PHP400 | PHP400 | Not Applicable | PHP400 | PHP400 |
| Minimum Amount Due | PHP850 or 3% of outstanding balance, whichever is higher | PHP850 or 3% of outstanding balance, whichever is higher | PHP850 or 3% of outstanding balance, whichever is higher | USD20 or 3% of outstanding balance, whichever is higher | PHP850 or 3% of outstanding balance, whichever is higher | PHP850 or 3% of outstanding balance, whichever is higher | PHP850 or 3% of outstanding balance, whichever is higher | PHP850 or 3% of outstanding balance, whichever is higher | PHP850 or 3% of outstanding balance, whichever is higher | PHP850 or 3% of outstanding balance, whichever is higher | PHP850 or 3% of outstanding balance, whichever is higher | PHP850 or 3% of outstanding balance, whichever is higher | PHP850 or 3% of outstanding balance, whichever is higher | PHP850 or 3% of outstanding balance, whichever is higher | PHP850 or 3% of outstanding balance, whichever is higher |
| Late charge | PHP1,000 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP1,000 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP1,000 or Unpaid Minimum Amount Due (MAD), whichever is lower | USD20 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP1,000 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP1,000 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP1,000 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP1,000 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP1,000 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP1,000 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP1,000 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP1,000 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP1,000 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP1,000 or Unpaid Minimum Amount Due (MAD), whichever is lower | PHP1,000 or Unpaid Minimum Amount Due (MAD), whichever is lower |
| Overlimit Fee | PHP750 per occurrence | PHP750 per occurrence | PHP750 per occurrence | USD15 per occurrence | PHP750 per occurrence | PHP750 per occurrence | PHP750 per occurrence | PHP750 per occurrence | PHP750 per occurrence | PHP750 per occurrence | PHP750 per occurrence | PHP750 per occurrence | PHP750 per occurrence | PHP750 per occurrence | PHP750 per occurrence |
| Cash advance fee | PHP200 per transaction regardless of the cash advance amount | PHP200 per transaction regardless of the cash advance amount | PHP200 per transaction regardless of the cash advance amount | USD4 per transaction regardless of the cash advance amount | PHP200 per transaction regardless of the cash advance amount | PHP200 per transaction regardless of the cash advance amount | PHP200 per transaction regardless of the cash advance amount | PHP200 per transaction regardless of the cash advance amount | PHP200 per transaction regardless of the cash advance amount | PHP200 per transaction regardless of the cash advance amount | PHP200 per transaction regardless of the cash advance amount | PHP200 per transaction regardless of the cash advance amount | Not Applicable | PHP200 per transaction regardless of the cash advance amount | PHP200 per transaction regardless of the cash advance amount |
| installment pre-termination fee | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher | Not Applicable | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher | Not Applicable | 5% of the remaining principal balance or P550 whichever is higher | 5% of the remaining principal balance or P550 whichever is higher |
| Account Maintenance Fee | PHP200 or an amount equivalent to the credit balance, whichever is lower, will be charged monthly to accounts with overpayments that are closed or active accounts that have no activity for the past 12 months until the credit balance is zeroed out. | PHP200 or an amount equivalent to the credit balance, whichever is lower, will be charged monthly to accounts with overpayments that are closed or active accounts that have no activity for the past 12 months until the credit balance is zeroed out. | PHP200 or an amount equivalent to the credit balance, whichever is lower, will be charged monthly to accounts with overpayments that are closed or active accounts that have no activity for the past 12 months until the credit balance is zeroed out. | USD4 or an amount equivalent to the credit balance, whichever is lower, will be charged monthly to accounts with overpayments that are closed or active accounts that have no activity for the past 12 months until the credit balance is zeroed out. | PHP200 or an amount equivalent to the credit balance, whichever is lower, will be charged monthly to accounts with overpayments that are closed or active accounts that have no activity for the past 12 months until the credit balance is zeroed out. | PHP200 or an amount equivalent to the credit balance, whichever is lower, will be charged monthly to accounts with overpayments that are closed or active accounts that have no activity for the past 12 months until the credit balance is zeroed out. | PHP200 or an amount equivalent to the credit balance, whichever is lower, will be charged monthly to accounts with overpayments that are closed or active accounts that have no activity for the past 12 months until the credit balance is zeroed out. | PHP200 or an amount equivalent to the credit balance, whichever is lower, will be charged monthly to accounts with overpayments that are closed or active accounts that have no activity for the past 12 months until the credit balance is zeroed out. | PHP200 or an amount equivalent to the credit balance, whichever is lower, will be charged monthly to accounts with overpayments that are closed or active accounts that have no activity for the past 12 months until the credit balance is zeroed out. | PHP200 or an amount equivalent to the credit balance, whichever is lower, will be charged monthly to accounts with overpayments that are closed or active accounts that have no activity for the past 12 months until the credit balance is zeroed out. | PHP200 or an amount equivalent to the credit balance, whichever is lower, will be charged monthly to accounts with overpayments that are closed or active accounts that have no activity for the past 12 months until the credit balance is zeroed out. | PHP200 or an amount equivalent to the credit balance, whichever is lower, will be charged monthly to accounts with overpayments that are closed or active accounts that have no activity for the past 12 months until the credit balance is zeroed out. | PHP200 or an amount equivalent to the credit balance, whichever is lower, will be charged monthly to accounts with overpayments that are closed or active accounts that have no activity for the past 12 months until the credit balance is zeroed out. | PHP200 or an amount equivalent to the credit balance, whichever is lower, will be charged monthly to accounts with overpayments that are closed or active accounts that have no activity for the past 12 months until the credit balance is zeroed out. | PHP200 or an amount equivalent to the credit balance, whichever is lower, will be charged monthly to accounts with overpayments that are closed or active accounts that have no activity for the past 12 months until the credit balance is zeroed out. |
| Gaming Services Transaction Fee | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted | 5% of the amount transacted |
| Refund Fee | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or USD2, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request | 1% of the refund amount or PHP100, whichever is higher, for every refund request |
| Statement Reprinting Fee | PHP100 per request for reprinting and delivery of monthly statement | PHP100 per request for reprinting and delivery of monthly statement | PHP100 per request for reprinting and delivery of monthly statement | Not Applicable | PHP100 per request for reprinting and delivery of monthly statement | PHP100 per request for reprinting and delivery of monthly statement | PHP100 per request for reprinting and delivery of monthly statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | PHP100 per request for reprinting and delivery of monthly statement | PHP100 per request for printing and delivery of monthly statement | PHP100 per request for printing and delivery of monthly statement | PHP100 per request for printing and delivery of monthly statement |
| Bank Certification Fee | PHP100 per copy and delivery of the bank certificate | PHP100 per copy and delivery of the bank certificate | PHP100 per copy and delivery of the bank certificate | Not Applicable | PHP100 per copy and delivery of the bank certificate | PHP100 per copy and delivery of the bank certificate | PHP100 per copy and delivery of the bank certificate | Not Applicable | Not Applicable | Not Applicable | Not Applicable | PHP100 per copy and delivery of the bank certificate | PHP100 per copy and delivery of the bank certificate | PHP100 per copy and delivery of the bank certificate | PHP100 per copy and delivery of the bank certificate |
| Installment Processing Fee | PHP350 will be charged for every approved Cash2Go or Balance Transfer and PHP500 will be charged for every approved Balance Conversion transaction | PHP350 will be charged for every approved Cash2Go or Balance Transfer and PHP500 will be charged for every approved Balance Conversion transaction | PHP350 will be charged for every approved Cash2Go or Balance Transfer and PHP500 will be charged for every approved Balance Conversion transaction | Not Applicable | PHP350 will be charged for every approved Cash2Go or Balance Transfer and PHP500 will be charged for every approved Balance Conversion transaction | PHP350 will be charged for every approved Cash2Go or Balance Transfer and PHP500 will be charged for every approved Balance Conversion transaction | PHP350 will be charged for every approved Cash2Go or Balance Transfer and PHP500 will be charged for every approved Balance Conversion transaction | PHP350 will be charged for every approved Cash2Go or Balance Transfer and PHP500 will be charged for every approved Balance Conversion transaction | PHP350 will be charged for every approved Cash2Go or Balance Transfer and PHP500 will be charged for every approved Balance Conversion transaction | PHP350 will be charged for every approved Cash2Go or Balance Transfer and PHP500 will be charged for every approved Balance Conversion transaction | PHP350 will be charged for every approved Cash2Go or Balance Transfer and PHP500 will be charged for every approved Balance Conversion transaction | PHP350 will be charged for every approved Cash2Go or Balance Transfer and PHP500 will be charged for every approved Balance Conversion transaction | Not Applicable | PHP350 will be charged for every approved Balance Transfer and PHP500 will be charged for every approved Balance Conversion transaction | PHP350 will be charged for every approved Cash2Go or Balance Transfer and PHP500 will be charged for every approved Balance Conversion transaction |
| Foreign Exchange Transaction | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, Canadian Dollar, Chinese Yuan, Swiss Francs and Danish Kroner shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, Canadian Dollar, Chinese Yuan, Swiss Francs and Danish Kroner shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, Canadian Dollar, Chinese Yuan, Swiss Francs and Danish Kroner shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances or amounts in currencies other than US Dollar (USD) shall be converted to USD based on Mastercard's currency conversion rate at the time of posting and charged Mastercard’s assessment fee plus 1% processing fee or service fees. The processing or service fee shall likewise apply to transactions involving foreign currencies converted to USD at point of sale, whether executed in the Philippines, abroad or online and shall cover assessment fee and such other costs incurred or necessary to discharge the amount(s) due Mastercard or the acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, Canadian Dollar, Chinese Yuan, Swiss Francs and Danish Kroner shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, Canadian Dollar, Chinese Yuan, Swiss Francs and Danish Kroner shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, Canadian Dollar, Chinese Yuan, Swiss Francs and Danish Kroner shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, Canadian Dollar, Chinese Yuan, Swiss Francs and Danish Kroner shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, Canadian Dollar, Chinese Yuan, Swiss Francs and Danish Kroner shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, Canadian Dollar, Chinese Yuan, Swiss Francs and Danish Kroner shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, Canadian Dollar, Chinese Yuan, Swiss Francs and Danish Kroner shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, Canadian Dollar, Chinese Yuan, Swiss Francs and Danish Kroner shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, Canadian Dollar, Chinese Yuan, Swiss Francs and Danish Kroner shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, Canadian Dollar, Chinese Yuan, Swiss Francs and Danish Kroner shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. | All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, Canadian Dollar, Chinese Yuan, Swiss Francs and Danish Kroner shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates. |
| returned check fee | PHP1,500 for every returned check | PHP1,500 for every returned check | PHP1,500 for every returned check | Not Applicable | PHP1,500 for every returned check | PHP1,500 | PHP1,500 for every returned check | PHP1,500 for every returned check | PHP1,500 for every returned check | PHP1,500 for every returned check | PHP1,500 for every returned check | PHP1,500 for every returned check | PHP1,500 for every returned check | PHP1,500 for every returned check | PHP1,500 for every returned check |
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