I/We would like to avail of a Metrobank credit card and I hereby authorize my employer to provide / confirm with Metropolitan Bank and Trust Company ["Metrobank"] my information necessary to facilitate my credit card application. I agree to be governed and bound by the TERMS AND CONDITIONS governing the issuance and use of the Metrobank credit card found in the website of Metrobank at www.metrobankcard.com/about/termsandcondition (made an integral part of this undertaking).

Proof of Conforme to Metrobank’s Terms and Conditions:

(1) By answering the questions in the digital application form and by agreeing to the statements therein; or
(2) By sending and/or submitting my/our affirmative answers or conformity to the questions in the digital application form; or
(3) By signing on the application form or delivery acknowledgment receipt; or
(4) By signing at the signature portion of the credit cards; or
(5) By using the said credit cards

Shall constitute proof that I/We have read and fully understood the TERMS AND CONDITIONS enclosed and delivered with the credit card and that I/we consent to be bound by such.

I/We hold myself/ourselves liable for all obligations and liabilities incurred with the use of the Metrobank credit card/s issued to me/us. I/We warrant, that I/we shall be jointly and severally liable for the same obligations and that I/we hereby commit myself/ourselves to the following declarations: (1) I affirm and confirm my authority and express consent (given to my Primary [For Supplementary Card Applicant]) in sharing of my personal data to Metrobank for the processing and issuance of this credit card.; (2) I/We authorize and consent Metrobank, its affiliates, subsidiaries, third-party service providers, assigns, to process, transfer, share, disclose and communicate any and all of my/our personal data as defined under the R.A. 10173 (The “Data Privacy Act of 2012”) and its implementing Rules and Regulations, information relating to the credit card accounts, or any of my/our basic credit data and any and all information concerning myself/ourselves, my/our properties or investments with Metrobank, to any of the offices, branches, subsidiaries, affiliates, agents and representatives of Metrobank and third parties selected by any of them, including other financial institutions, for purposes of credit verification, collection and credit review and scoring, statistical and risk analysis and to government entities tasked to provide consumer credit reporting or reference schemes, anti-money laundering monitoring, purposes including but not limited to The National Privacy Commission, CIC or Credit Information Corporation pursuant to R.A. 9510 (the “Credit Information Act of 2008”), Republic Act (R.A.) 9160, as amended by R.A. 9194 (the Anti-Money Laundering Act), R.A. 8484 (the Access Device Act of 1998), and their respective Implementing Rules and Regulations; (3) I/We authorize and consent Metrobank to share my address and mobile number to Metrobank’s third party delivery courier, strictly following Metrobank’s Privacy Policy, for the purpose of card delivery; (4) I/We authorize and consent Metrobank to acquire my/our personal data and any information from Philippine Savings Bank (PSBank) and any of its subsidiaries and affiliates to facilitate the approval of my credit card application as well as credit card transactions, e.g., cash advance, increase in credit limit, etc., initiated upon my/our own initiative and in the event of default arising from non-payment of credit card obligations with Metrobank; (5) In compliance with the Customer Identification requirements of BSP Circular 950 Subsection 4806Q.2 (d) , I, the Principal Cardholder, attest that I have satisfied the Face-to-Face contact requirement for my Supplementary Cardholder/s on behalf of Metrobank, and to having seen the original ID of the same; (6) I/We understand that should my/our application be denied, Metrobank has no obligation on its part to furnish the reason for such rejection except in compliance to the Data Privacy Act and its Implementing Rules and Regulations and other related issuances, or when the denial is based on credit data from CIC used in the evaluation of my/our application; (7) I/We authorize Metrobank, its authorized representative/s and/or agent/s to verify and investigate these facts from whatever source it may deem appropriate; (8) I/We hold Metrobank free and harmless from any and all liabilities that I will incur with the use of my Metrobank credit card; (9) My/our conforme, submission of affirmative answers in the digital application form, or my/our signatures on the application form, delivery acknowledgment receipt, or by signing at the signature portion of the credit cards represent(s) my/our express consent and shall constitute a waiver of claims and exempt Metrobank, any of the offices, branches, subsidiaries, affiliates, agents and representatives, and/or Metrobank Group from liability under any and all bank deposit secrecy laws, including but not limited to, R.A. 1405 or The Law on Secrecy of Bank Deposits, R.A. 6426 or The Foreign Currency Deposit Act and R.A. 8791 or The General Banking Law, as well as R.A. 10173 or the Data Privacy Act of 2012 and other confidentiality laws enforced or which may hereinafter enforced; (10) I/We certify that the foregoing facts are true and correct;