By signing below, I confirm that this shall serve as my application for a credit card with Metrobank which the latter, at its discretion, may process and grant the credit card product I am qualified for at any time in the next 12 months from date of application. In the event of approval of my application for a Metrobank credit card, I hereby agree to the TERMS AND CONDITIONS found on https://www.metrobank.com.ph/articles/credit-card-terms-and-conditions governing the issuance and use of the Metrobank credit card, made an integral part of this undertaking, which will be issued to me and which I will receive, as evidenced by my signature herein, and/or the signature/s of my representative/s. My use of the Metrobank credit card shall constitute proof that I have read and fully understood the TERMS AND CONDITIONS enclosed and delivered with the credit card and/or found on Metrobank’s website, as may be amended, and that I consent to be bound by such. I further agree to hold Metrobank free and harmless from any and all liabilities that I will incur with the use of my Metrobank credit card. I further hold myself liable for all obligations and liabilities that I will incur with the use of my Metrobank credit card.


I/We hold myself/ourselves liable for all obligations and liabilities incurred with the use of the Metrobank credit card/s issued to me/us. I/We warrant, that I/we shall be jointly and severally liable for the same obligations and that I/we hereby commit myself/ourselves to the following declarations: 1) I/We certify that the foregoing facts are true and correct; (2) I/We authorize and consent Metrobank, its affiliates, subsidiaries, third-party service providers, assigns, to process, transfer, share, disclose and communicate any and all of my/our personal data as defined under the R.A. 10173 (The “Data Privacy Act of 2012”) and its implementing Rules and Regulations, information relating to the credit card accounts, or any of my/our basic credit data and any and all information concerning me/us, my/our properties or investments with Metrobank, to any of the offices, branches, subsidiaries, affiliates, agents and representatives of Metrobank and third parties selected by any of them, including other financial institutions , for purposes of credit verification, collection and credit review and scoring, telco-scoring, statistical and risk analysis and to government entities tasked to provide consumer credit reporting or reference schemes, anti-money laundering monitoring purposes including but not limited to The National Privacy Commission, Credit Information Corporation (CIC) pursuant to R.A. 9510 (the “Credit Information Act of 2008”), Republic Act (R.A.) 9160, as amended by R.A. 9194 (the Anti-Money Laundering Act), R.A. 8484 (the Access Device Act of 1998), and their respective Implementing Rules and Regulations; (3) I/We authorize and consent Metrobank to share my/our address and mobile number to Metrobank’s third party delivery courier, strictly following Metrobank’s Privacy Policy, for the purpose of card delivery; (4) I/We authorize and consent Metrobank to acquire my/our personal data and any information from any of its subsidiaries and affiliates to facilitate the approval of my credit card application as well as credit card transactions, e.g., cash advance, increase in credit limit, etc., through my/our initiative and in the event of default arising from non-payment of credit card obligations with Metrobank; (5) In compliance with the Customer Identification requirements of BSP Circular 950 Subsection 4806Q.2 (d), I, the Principal Cardholder, attest that I have satisfied the Face-to-Face contact requirement for my Supplementary Cardholder/s on behalf of Metrobank, and to having seen the original ID of the same; (6) I/We understand that should my/our application be denied, Metrobank has no obligation on its part to furnish the reason for such rejection except when the denial is based on credit data from CIC used in the evaluation of my/our application; (7) I/We authorize Metrobank, its authorized representative/s and/or agent/s to verify and investigate these facts from whatever source it may deem appropriate; and (8) I/We agree to the TERMS AND CONDITIONS governing the issuance of a Metrobank credit card.

Conformity to Terms & Conditions of Metrobank: By signing on the (1) application form or delivery acknowledgment receipt; and (2) the signature portion of the credit card, the Cardholder expressly consents to the waiver of claims against and exempts Metrobank, its officers, branches, subsidiaries, affiliates, agents, representatives and the Metrobank Group from liability under all bank deposit secrecy laws including, but not limited to, R.A. 1405 or the Law on Secrecy of Bank Deposits, R.A. 6426 or the Foreign Currency Deposit Act, R.A. 8791 of the General Banking Law, R.A. 10173 of the Data Privacy Act of 2012 and other confidentiality laws enforced or which may hereinafter be enforced.

Updated as of August 24, 2023