The finance charge at Metrobank’s prevailing rate will be computed based on the following effective December 2021:

  1. Outstanding balance as reflected in the current Statement of Account (SOA), excluding the current billing cycle’s purchase transactions reckoned from the previous cycle statement’s cut-off date, plus
  2. Unpaid balance from transactions billed in previous SOAs.

Interest shall be computed from a day after the cut-off of the previous SOA to a day before payment transaction date and shall continue to be imposed until all the outstanding balances and applicable interests are fully paid. The computed interest will be billed in your succeeding SOA.

Interest on Cash Advances are computed from the transaction date and will continue to earn interest until paid in full.

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